1. Introduction
These Terms & Conditions ("Terms") govern the use of the FM Accounting Ltd website and the provision of our accounting services. By using our website or engaging our services, you agree to be bound by these Terms.
FM Accounting Ltd is a company registered in England & Wales.
2. Services
We provide professional accounting services including, but not limited to:
- Company formation and registration
- Self Assessment tax returns
- VAT registration and quarterly returns
- Bookkeeping and year-end accounts
- Payroll, PAYE, and CIS management
- Corporation Tax returns (CT600)
- Tax planning and advisory
- E-commerce accounting
All services are provided subject to our professional standards and regulatory obligations.
3. Client Obligations
As our client, you agree to:
- Provide accurate, complete, and timely information and documentation
- Inform us of any changes to your business circumstances that may affect our services
- Cooperate with our requests for information and identification documents
- Comply with all applicable laws, including tax obligations
- Review and approve all documents before submission to HMRC or other bodies
4. Fees & Payment
- Our fees are fixed monthly amounts as displayed on our Pricing page
- Fees are payable monthly in advance by the agreed payment method
- Additional one-off services (e.g., company formation, specialist advice) may incur separate charges, which will be communicated and agreed in advance
- Late payments may result in suspension of services after 14 days written notice
- We reserve the right to adjust fees with 30 days written notice
5. Limitation of Liability
- Our services are based on the information you provide. We are not liable for inaccuracies resulting from incomplete or incorrect information supplied by you
- We carry Professional Indemnity Insurance as required by our professional body
- Our total liability for any claim shall not exceed the fees paid by you in the 12 months preceding the claim
- We shall not be liable for any indirect, consequential, or special losses
- Nothing in these Terms limits our liability for fraud, death, or personal injury caused by our negligence
6. Confidentiality
We treat all client information as confidential. We will not disclose your information to third parties except:
- Where required by law or regulation
- To HMRC, Companies House, or other bodies as necessary to provide our services
- With your prior written consent
- Where required under Anti-Money Laundering regulations
7. Intellectual Property
All content on our website, including text, images, design, and code, is the intellectual property of FM Accounting Ltd and is protected by copyright law. You may not reproduce, distribute, or use any content without our prior written consent.
8. Termination
- Either party may terminate the engagement by giving 30 days written notice
- We may terminate immediately if you breach these Terms, fail to pay fees, or if continuing the relationship would breach our professional or legal obligations
- Upon termination, we will return all client documents and provide reasonable assistance for handover to a new accountant
- Fees for services provided up to the termination date remain payable
9. Governing Law
These Terms are governed by and construed in accordance with the laws of England & Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England & Wales.
10. Dispute Resolution
In the event of a dispute, we will endeavour to resolve it through good faith negotiation. If a resolution cannot be reached, disputes may be referred to the relevant professional body's dispute resolution service before any legal proceedings.
11. Changes to These Terms
We reserve the right to update these Terms. Material changes will be communicated to existing clients with 30 days notice. Continued use of our services constitutes acceptance of the updated Terms.